Our Stress-Free Process

1Complete our form below
or call us to discuss your scenario.
2We assess your scenario, screen our lenders and get you pre-approved
3We negotiate your rate and present you with your options.
4You pick the option that best suits and we get your loan formally approved.

Why Doctors Engage Us

Access to negotiated
interest rates.

We negotiate Medical Professional only interest rates, that save you tens of thousands on your loan package.

Get the VIP
home loan treatment.

Let us do all of the hard work for you and get the VIP home loan treatment. Our results are proven with our high rate of returning customers and referrals.

No Lenders Mortgage
Insurance (LMI).

Get your Lenders Mortgage Insurance (LMI) waived. Medical Professionals can avoid this with the right qualification and can borrow up to 100%.

Our Lenders

Mortgage Doctors Stats

2000+DOCTOR AND MEDICAL
PROFESSIONAL CLIENTS
99.1%HOME LOAN
APPROVAL RATE
85.9%OF OUR DOCTORS REFER US
TO THEIR COLLEAGUES
95.5%CLIENT RETENTION AND
REPEAT BUSINESS

What Customers Say About Us

google-review-5stars39 Google reviews | Reviews 5/5

 

Case Studies & Scenarios

Case Study 1

Recent Self Employed Doctor

BACKGROUND:

Our doctor client had his mortgage application declined by a bank before reaching out to us. He was previously employed permanent full-time at a hospital in Sydney. Before speaking with Mortgage Doctors, he left the hospital to work as a self-employed General Practitioner ('ABN contractor'). The bank had declined his loan because he had only been contracting for three months.

THE PROBLEM:

When assessing self-employed borrowers, lenders require ABNs to be at least two years old, and two recent tax returns showing the income generated as a self-employed General Practitioner.

OUR SOLUTION:

We placed him with a lender who annualised the income he generated during the first three months as a contractor by using the bank statements and tax invoices.

THE RESULTS:

No tax returns were required, and the home loan was formally approved.

Case Study 2

457 Visa Doctor

BACKGROUND:

Our doctor client was on a 457 temporary resident visa and had recently married an Australian citizen. The couple wanted to borrow 90% of the purchase price to buy a unit in Melbourne CBD. However, their current bank would only lend them a maximum of 80%.

THE PROBLEM:

Our doctor client was on a 457 temporary resident visa and had recently married an Australian citizen. The couple wanted to borrow 90% of the purchase price to buy a unit in Melbourne CBD. However, their current bank would only lend them a maximum of 80%.

OUR SOLUTION:

Our doctor client was on a 457 temporary resident visa and had recently married an Australian citizen. The couple wanted to borrow 90% of the purchase price to buy a unit in Melbourne CBD. However, their current bank would only lend them a maximum of 80%.

THE RESULTS:

The 457 visa was no longer an issue, they didn't have to pay LMI and their home loan was formally approved.

Ready To Take Action?

Let Us Find The Right Solution For You

Complete the form below and we will call you within the hour to discuss your situation. Information provided is for assessment purposes only and no enquiry is made on your credit file. Once you complete the form, you will also receive our Information Booklet via email.