HOW WE WORK

Much like you are trained to meet the health needs of your patients, a Mortgage Doctors broker is trained to know which type of loan is suited for your unique circumstances as a medical professional.

With unrivalled market knowledge and a specialised focus on you, we only recommend home loans that have features you are likely to use, maximising your wealth portfolio and minimising the overall cost of your loan.

OUR STRESS FREE PROCESS

1

Complete our form or call us to discuss your scenario.

2

We assess your scenario, screen our lenders and get you pre-approved.

3

We negotiate your rate and present you with your options.

4

You pick the option that best suits and we get your loan formally approved.

WHAT CUSTOMERS SAY ABOUT US

60+ Google reviews | 5/5

Dr. Hassan Sharifi

Professionalism, Quality, Responsiveness, Value

Dr. Waruni Peirus

Benny is absolutely lovely to work with, efficient and approachable. Thanks for your amazing work

Dr. Brian Thio

This was the second time I used Mortgage Doctors for a home loan and can’t recommend better than Benny and his team. He is responsive, helpful and informative. You are brought through the whole loan process from start to finish in a swift and efficient manner.

Benny tailors and customises each case and is skilled in obtaining a loan for you whether you’re an independent contractor or full time employee. For my first loan Benny was able to secure me a loan where other conventional brokers were unable and also waive LMI.

You really shouldn’t look anywhere else when searching for a hard working and committed broker!

Dr. Marcelo Carvalho

Benny and Lucy were very helpful, friendly, professional and responsive through the entire mortgage selection and approval process. I highly recommend Mortgage Doctors and will definitely work with them again.

Dr. Alexander Giles

A big thank you to Benny and the team at Mortgage Doctors for handling our home loan application. They were a delight to work with, professional, and extremely responsive to any queries we had. We would definitely recommend them and use their services again!

Dr. Michael Stapelberg

I found Benny Dubria very helpful and professional.

Dr. Andrew Palmer

Benny and his team were top class, extremely efficient and very professional to deal with. We would certainly use them again in the future and we would recommend them to anyone who may be looking to buy/ refinance. They certainly made it a stress free process.

Dr. Thembi Ncube

Benny is an incredible broker who made the impossible possible for me. He is extremely attentive, accessible, affable and thinks on his feet. He simply gets the job done! I strongly believe that there is no situation too hard for him and his team. I will use their service again and again. Thanks Mortgage Doctors👌🏽

Dr. Richard Goldsmith

Found the team very proactive, clearly new their products and were good at communicating. Followed the process through from seeking pre-approval to settlement. Would use again.

Dr Roshan Nair

Mortgage Doctors is exceptional. Extremely professional and reliable. Benny and Lucy were top notch, kept me updated and in the loop throughout the process and always willing to answer my queries. Highly recommend Mortgage Doctors and will definitely come back again! Thank you!!

Reposting after 6months…once again mortgage doctors have proven to be exceptional.  From approval to settlement Benny and Lucy have been extremely helpful, dedicated and professional ensuring the entire process to be as stress free as possible.

Again, highly recommended Benny and his team at Mortgage Doctors and will definitely come back again for my next purchase.

CASE STUDIES

CASE STUDY 1

Doctor couple went to the bank and could not get Lenders Mortgage Insurance waived because one doctor was a Psychologist.

BACKGROUND
Our doctor clients found out that they could not qualify for waived Lenders Mortgage Insurance because one of them was a Psychologist.

PROBLEM
Most banks have a list of ‘doctors’ who do not qualify as doctors under their lending policies. This can be confusing as the doctor is registered with the medical board. Some doctors that fit into this category include Psychologist, Radiographer, Occupation Therapist, Audiologist and Osteopath to name few.

SOLUTION
We shortlisted and negotiated with lenders who assessed both doctors as doctors under their policies.

RESULT
We placed her with a lender who completely waived Lenders Mortgage Insurance.

CASE STUDY 2

Doctor who recently became self-employed and no longer works as a hospital employee.

BACKGROUND
Our doctor client had her mortgage application declined by a bank due to ‘short employment history’ in the new role. She was previously employed full-time at a hospital before registering an ABN and starting a medical business. The bank had declined his loan because she had only been contracting for three months

PROBLEM
When assessing self-employed borrowers, lenders require ABNs to be at least two years old. Lenders will request two recent tax returns showing the income generated as a self-employed medical professional

SOLUTION
We shortlisted and negotiated with lenders who assessed her employment using bank statements and tax invoices to annualise her income

RESULT
We placed her with a lender who annualised the income she generated during the first three months as a contractor. No tax returns were required, and the home loan was formally approved.

CONTACT US